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Bermuda is a British Overseas Territory in the North Atlantic Ocean. The closest land outside the territory is in the US state of North Carolina, about 1,035 km (643 mi) to the west-northwest. Bermuda is an archipelago consisting of 181 islands, although the most significant islands are connected by bridges and appear to form one landmass. It has a land area of 54 square kilometres (21 sq mi). Bermuda has a tropical climate, with warm winters and hot summers. Its climate also exhibits oceanic features similar to other coastal areas in the Northern Hemisphere with warm, moist air from the ocean ensuring relatively high humidity and stabilising temperatures. Bermuda is prone to severe weather from recurving tropical cyclones; however, it receives some protection from a coral reef and its position north of the Main Development Region, which limits the direction and severity of approaching storms. Divided into nine parishes, Bermuda is a self-governing parliamentary democracy with a bicameral parliament located in the capital Hamilton. The House of Assembly, which is the lower house of the Parliament, dates from 1620, making it one of the world's oldest legislatures. The premier is the head of government and is formally appointed by the governor, who is nominated by the British government as the representative of the King. The United Kingdom is responsible for foreign affairs and defence. An independence referendum was held in 1995 with a large majority voting against independence. As of 2019, Bermuda had a population of around 64,000 people, making it the second-most populous
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